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Fullerton Ave Montrose Ave La Grange

Insurance List & Self-Pay Options

We Accept Most Health Insurance Plans

Insurance IN NETWORK

Aetna
  • Commercial Health (common health insurance includes HMOs, PPOs, POS)
  • Medicare
  • Medical Rental Network (third party)
BCBS Logo
  • Blue Choice Program
  • BCBS PPO
  • FEP (Federal Employee Program)
Cigna
  • OAP (Open Access Plans)
  • PPO (Preferred Provider Organization)
  • HMO (Health Maintenance Organization)
First Health
Medicaid Illinios
Medicare Illinios
Molina
  • HealthChoice Illinois
  • Molina Dual Options Medicare-Medicaid
  • Molina Marketplace
  • Molina Medicare Plan
Tricare East Humana
Humana
Humana Military
United Healthcare
  • UMR (Universal Medical Resources)
Meridian
Ambetter of Illinois
County Care

PENDING

Aetna Better Health
Amita HealthCare

Some HMO insurance plans require members to obtain a referral from their primary care provider before receiving services at an urgent care. Please contact your insurance carrier's customer support for more coverage details.

Self-Pay Options

Metro Urgent Care does offer self-pay options for those who are uninsured or wish to not use their insurance plan. For more information about our self-pay prices, please contact our team by calling (773) 341-2897.

Health Insurance Glossary

  1. Beneficiary: An individual who receives the benefits from an insurance policy if the policyholder dies or becomes unable to receive those benefits.

  2. Co-pay: A fixed amount of money that a policyholder pays out of pocket for a specific healthcare service, usually at the time of service.

  3. Coinsurance: The percentage of the cost of covered healthcare services that a policyholder is responsible for paying after the deductible has been met.

  4. Cost Sharing: The collective amount that policyholders are responsible for paying towards their healthcare costs, which may include co-pays, coinsurance, and deductibles.

  5. Deductible: The amount of money a policyholder must pay out of pocket for healthcare services before their insurance coverage kicks in.

  6. Employer-Sponsored Coverage: A type of health insurance plan provided by an employer to its employees as part of their benefits package.

  7. Formulary: A list of prescription drugs that an insurance plan covers and typically categorizes them based on their cost.

  8. Gold Health Plan: A type of health insurance plan with a high premium but lower out-of-pocket costs.

  9. Health Coverage: Insurance that covers the cost of medical and surgical expenses incurred by the policyholder.

  10. Health Insurance: A type of insurance coverage that pays for medical and surgical expenses incurred by the policyholder.

  11. HMO: HMO stands for Health Maintenance Organization, which is a type of health insurance plan that requires policyholders to choose healthcare providers from a specific network.

  12. In-network: Refers to healthcare providers who are contracted with an insurance plan and have agreed to provide healthcare services to policyholders at a negotiated rate.

  13. Individual Health Insurance Policy: A type of health insurance plan that is purchased by an individual rather than provided by an employer.

  14. Medicaid: A government-funded program that provides healthcare coverage to low-income individuals and families.

  15. Medicare: A government-funded program that provides healthcare coverage to individuals over the age of 65, as well as those with certain disabilities and medical conditions.

  16. Open Enrollment Period: A specified period of time during which individuals can enroll in or make changes to their health insurance plan.

  17. Out-of-network: Refers to healthcare providers who are not contracted with an insurance plan and therefore may charge policyholders higher rates for healthcare services.

  18. Out-of-pocket: The amount of money that a policyholder is responsible for paying toward their healthcare expenses.

  19. Policy Year: The period during which an insurance policy is in effect, typically one year from the date of purchase.

  20. PPO: PPO stands for Preferred Provider Organization, which is a type of health insurance plan that allows policyholders to see both in-network and out-of-network healthcare providers.

  21. Premium Tax Credit: A tax credit provided to individuals to help lower the cost of their health insurance premiums.

  22. Recipient Identification Number (RIN): A unique identifier assigned to individuals who are enrolled in government-funded healthcare programs such as Medicaid.

  23. Silver Health Plan: A type of health insurance plan with moderate premium and out-of-pocket costs.

  24. Subsidized Coverage: A type of health insurance coverage that is partially or fully paid for by the government or another organization.

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